Every day we do our best to deliver exceptional products and personalized service for these professionals because every day they do their best to serve our community. We appreciate all they do and are honored to work for our community’s most deserving members.
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage.
Insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies. Such a policy helps ease the financial burden placed on a family when a loved one dies.
What is Supplemental Insurance
When an unexpected illness or accident happens, your focus should be on getting better – not on financial worries. Supplemental insurance policies can help pay for many expenses that aren’t covered by your primary health insurance, giving you peace of mind and the freedom to focus on what matters.
Short and Long Term Disability
Your paycheck helps you maintain your current way of life. If you find yourself unable to work, short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury.
Most Medicare Advantage Plans offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually pay a monthly premium for the Medicare Advantage Plan.
Long Term Care
Is an insurance product, sold in the United States, United Kingdom and Canada, that helps pay for the cost of long-term care. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.